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<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">Report Highlights</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 24pt;"><strong><span style="font-family: 'Segoe UI', sans-serif; color: windowtext;">GUM MPF Confidence Index Reaches a 15-Year High: How Should Employers Prepare for Full MPF Portability? </span></strong></span></h2>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">Retirement Awareness Is Rising. Are Employers Ready to Meet Employee Expectations?</span></h3>
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<p class="MsoNormal">&bull; The GUM MPF Confidence Index has risen to 5.1 out of 10, reaching a 15-year high<br>&bull; 60% of MPF members has increased their attention to their MPF accounts<br>&bull; Demand for retirement support continues to grow, with a gap of up to 61% between employee expectations and the support currently provided by employers</p>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="font-family: 'Segoe UI', sans-serif; color: #f1c40f; font-size: 18pt;">With the First Phase of MPF Full Portability Approaching, How Will MPF Transfer Arrangements Change?</span></h3>
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<p class="MsoNormal">&bull; Which employees will be the first to benefit from the MPF Full Portability Arrangement?&nbsp;<br>&bull; Semi-Portability vs. Full Portability: What are the key differences? <br>&bull; Which portions of MPF benefits can be transferred?</p>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="font-size: 18pt; font-family: 'Segoe UI', sans-serif; color: #f1c40f;">How Can Employers Get Prepared?</span></h3>
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<p class="MsoNormal">&bull; How can employers strengthen retirement planning education and employee support?<br>&bull; Does your current MPF arrangement still meet employees&rsquo; evolving needs?<br>&bull; Understand the new Full Choice Arrangement early and identify key areas for preparation.</p>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 18pt; font-family: 'Segoe UI', sans-serif; color: #000000;">Download the &ldquo;MPF Full Portability Employer Information Pack&rdquo;</span></h2>
<h6><span class="NormalTextRun  BCX0 SCXP168630068">Notes：<br></span>* The survey was conducted by independent market research firm Mansfield Consulting Limited from 13 to 15 August 2026, with a total of 808 completed responses collected.</h6>
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<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">報告重點</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 24pt;">GUM強積金信心指數創15年新高</span><br><span style="font-size: 24pt;">企業如何迎接MPF「全自由行」來臨? </span></h2>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">員工退休保障意識持續提升，企業準備好回應新期望了嗎？<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>GUM強積金信心指數升至 5.1分（滿分10分），創15年新高 <br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>六成成員更關注自己的強積金戶口 <br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>員工退休支援需求持續上升，與企業現有支援差距最高達 61% <span lang="X-NONE" style="mso-ansi-language: X-NONE;">排名<br></span></h4>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">首階段MPF「全自由行」實施在即, 強積金轉移安排將有何改變？ <br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 邊類僱員可率先受惠於「全自由行」？ <br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">半自由行 vs 全自由行：有何主要分別？<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">哪部分強積金權益可轉移？</span></h4>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">企業如何為全自由行時代做好準備？ <br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>如何加強退休規劃教育及員工支援？ <br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>現有MPF安排是否切合員工需要？ <br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span lang="X-NONE" style="mso-ansi-language: X-NONE;">及早了解全自由行新安排，掌握部署重點<br></span></h4>
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<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">立即下載《MPF全自由行僱主懶人包》</h2>
<h6><span class="NormalTextRun  BCX0 SCXP168630068">附註：</span><br>* 是次調查由獨立市場研究機構（萬賢堂管理顧問有限公司 Mansfield Consulting Limited）進行，於2026年8月13日至15日期間，共收集808份問卷回覆。<br><span style="font-family: 'Heiti TC'; mso-bidi-font-family: 'Heiti TC';">&nbsp;</span></h6>
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GUM MPF Confidence Reaches a 15-Year High: A Guide to Preparing for Full Portability

GUM強積金信心創15年新高：迎接全自由行準備指南

<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">Report Highlights</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 24pt;"><strong><span style="font-family: 'Segoe UI', sans-serif; color: windowtext;">Fund Switching Set to Reach a 5-Year High in 2026: Which Markets Are Members Chasing?</span></strong></span></h2>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">Our Reports</span></h3>
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<p class="MsoNormal">&bull; Review of MPF market performance and fund analysis in the first three quarters of 2026<br>&bull; 5 Key investment global markets analysis<br>&bull; AI-driven investment opportunities and fund flow trends<br>&bull; Q4 2026 market outlook and portfolio strategies for different types of investors</p>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="font-family: 'Segoe UI', sans-serif; color: #f1c40f; font-size: 18pt;">Q3 2026 Market Highlights</span></h3>
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<p class="MsoNormal">&bull; MPF recorded a 6.2% gain in the first three quarters, average gains per MPF member exceeding HK$20k<sup><span style="line-height: 115%; font-family: Arial, sans-serif; color: #393939; background: white;">Note 1,2</span></sup><br>&bull; Full-year net switching is projected to reach HK$74.7 billion, a five-year high<br>&bull; Continued AI momentum attracted HK$17 billion flowing into U.S., Asian and Japanese equity funds<br>&bull; Return gaps among major equity fund widened to double digits, prompting members to actively review and adjust fund allocations</p>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="font-size: 18pt; font-family: 'Segoe UI', sans-serif; color: #f1c40f;">Key Investment Takeaways for Q4</span></h3>
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<p class="MsoNormal">&bull; Asian equity funds returned 24.3% YTD. Is there still upside ahead?<br>&bull; Hong Kong equity funds remain in negative return. Opportunity or value trap?<br>&bull; Performance dispersion among U.S. equity funds reached 13%. Did you choose the right fund?<br>&bull; With interest rates staying elevated, could conservative funds offer a better risk-return profile than global bond funds?</p>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 18pt; font-family: 'Segoe UI', sans-serif; color: #000000;">Download the Report Now and Prepare for What's Next.</span></h2>
<h6><span class="NormalTextRun  BCX0 SCXP168630068">Notes：<br></span>1. Average return per member is calculated based on the MPF market asset value as at the end of the previous month and the total number of MPF scheme members of 4,968,000 (MPFA Mandatory Provident Fund Schemes Statistical Digest, June 2026). Asset value: HK$1,706,043 million (as of 31 August 2026), representing an estimated average assets per member: HK$343,406 (as of 31 August 2026). The GUM MPF Composite Index and 2026 year-to-date returns are as of 30 September 2026.<br>2. All fund index returns are asset-weighted and calculated on a point-to-point basis. September returns cover the period from 1 September to 30 September 2026. 2026 year-to-date returns cover the period from 1 January to 30 September 2026.<br>3. Before making any investment decision, scheme members should carefully consider their personal circumstances and financial situation, as well as their risk tolerance and stage of life.<br>4. For more information, scheme member shall refer to the fund fact sheets provided by the fund providers or at the MPFA fund platform.<br>5. Scheme member shall also note that MPF is a long-term investment. Investment decisions should not be made based on predictions of short-term market trends.<br><br><br></h6>
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<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">報告重點</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 24pt;">2026全年基金轉換額勢創5年新高</span><br><span style="font-size: 24pt;">成員正追捧哪些市場?</span></h2>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">我們的報告<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>首三季強積金市場回顧及基金表現分析<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>五大環球市場投資焦點<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>AI浪潮下的投資機遇與資金部署趨勢<span lang="X-NONE" style="mso-ansi-language: X-NONE;">排名<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>20256第四季市場投資展望及各類投資者部署策略</h4>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">2026 Q3 市場概覽<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 首三季強積金累升6.2%,人均累計賺逾2萬元<sup><span lang="ZH-TW" style="line-height: 115%; font-family: 'Noto Sans TC', sans-serif; color: #393939; background: white;">附註</span><span style="line-height: 115%; font-family: 'Noto Sans TC', sans-serif; color: #393939; background: white;"><span style="box-sizing: border-box;">1,2</span></span></sup><br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">全年基金轉換額料達747億港元(按比例推算)，勢創5年新高<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">AI熱潮持續帶動 美亞日股票吸資170億港元<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">主要股票基金回報差距達雙位數，成員更積極調整基金配置</span></h4>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">第四季投資部署啟示<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>亞洲基金回報達24.3%，第四季仲有上升空間？<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>港股錄負回報，現階段是機會定陷阱？<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span lang="X-NONE" style="mso-ansi-language: X-NONE;">美股基金表現分化明顯，回報可差13%，你選對了嗎？<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>利率高企下，保守基金是否比環球債券基金更值得持有？<br></span></h4>
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<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">立即下載完整報告，為你嘅 MPF 作好部署！</h2>
<h6><span class="NormalTextRun  BCX0 SCXP168630068">附註：</span><br>1. 人均回報以強積金市場前月末資產值及強積金計劃成員總數4,968,000人(積金局2026年6月強積金統計摘要)計算。資產值1,706,043百萬港元(截至2026年8月31日)，推算出人均資產值343,406港元(截至2026年8月31日)。GUM強積金綜合指數和2026年初至今回報截至2026年9月30日。<br>2. 所有基金指數的升幅均按資產比重，以點對點回報增長來計算。9月份的回報，數據由2026年9月1日至9月30日為止。2026年初至今回報，數據由2026年1月1日至9月30日為止。<br>3. 在作出任何投資決定前，計劃成員應審慎考慮個人的實際情況及財務狀況；以及個人的風險承受能力及人生階段。<br>4. 若想了解更多基金資訊，成員應參考基金提供者提供的基金產品資料概要，或瀏覽 MPFA 基金平台。<br>5. 強積金屬於超長線的投資，成員不應過分追逐短期的市場升跌及進行頻密轉換。</h6>
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MPF Market Analysis Report – Q3 2026

MPF市場分析報告 – Q3 2026

<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">Report Highlights</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 24pt;"><strong><span style="font-family: 'Segoe UI', sans-serif; color: windowtext;">MPF Turned Positive in Q2 2026&mdash; Have You Benefited from the Recovery? What's Next for Your MPF Strategy?</span></strong></span></h2>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">Our Reports</span></h3>
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<p class="MsoNormal">&bull; Review of MPF market performance in Q2 2026<br>&bull; Analysis of year-to-date fund flows and MPF index performance<br>&bull; Top 10 best-performing MPF Funds in each index<br>&bull; 2026 second-half outlook and the latest MPF market updates</p>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="font-family: 'Segoe UI', sans-serif; color: #f1c40f; font-size: 18pt;">2026 First-Half Market Highlights</span></h3>
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<p class="MsoNormal">&bull; MPF rebounded by 7.4% in Q2, an average gain of HK$25,014 per member<br>&bull; Estimated net switching in 2026 reach HK$66.7 billion (based on proportional extrapolation), marking a five-year high<br>&bull; Asian Equity Funds led all asset classes with an average return of 28% year-to-date<br>&bull; Driven by the AI and memory chips wave, attracting HK$7.6 billion in inflows into U.S., Asian and Japanese equities</p>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="font-size: 18pt; font-family: 'Segoe UI', sans-serif; color: #f1c40f;">Get Ahead of Second Half 2026 Market Trends</span></h3>
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<p class="MsoNormal">&bull; Review quarterly market performance &mdash; Analyze the key drivers behind recent market movements<br>&bull; Understand fund flow trends &mdash; Gain insights into investor positioning and emerging opportunities<br>&bull; Stay updated on MPF developments &mdash; Keep track of the latest market trends and investment directions</p>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 18pt; font-family: 'Segoe UI', sans-serif; color: #000000;">Download the Report Now and Prepare for What's Next.</span></h2>
<h6><span class="NormalTextRun  BCX0 SCXP168630068">Remarks：</span><br>Fund performance data are as of 30 June 2026. For funds that had not yet released June data, the latest available unit prices have been used.<br>Net MPF fund switching amount are estimated based on data as of 31 May 2026</h6>
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<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">報告重點</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b"><span style="font-size: 24pt;">2026 MPF第二季成功轉虧為盈，</span><br><span style="font-size: 24pt;">你有冇把握今輪升勢？下一步又應如何部署？</span></h2>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">我們的報告<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>2026 Q2強積金市場回顧<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>年初至今資金流向及各類指數表現<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>主要類別十大最佳基金表現<span lang="X-NONE" style="mso-ansi-language: X-NONE;">排名<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span>2026下半年投資展望及最新強積金市場資訊</h4>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">2026上半年市場概覽<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 第二季強積金反彈升7.4%，人均賺$25,014港元<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">2026年強積金淨轉換額可達667億(按比例推算)料創5年新高<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">亞洲股票基金領漲達28%平均回報，冠絕所有基金類別<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">受惠AI及晶片浪潮帶動，76億資金轉入美日亞股票基金</span></h4>
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<h4 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f; font-size: 18pt;">搶先洞察2026下半年市場趨勢<br></span><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>一站掌握季度市場回顧 &mdash; 剖析市場變化背後的關鍵因素<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull;&nbsp;</span>了解資金流向趨勢 &mdash; 洞悉投資者部署及熱門動向<br><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; </span><span lang="X-NONE" style="mso-ansi-language: X-NONE;">緊貼強積金市場發展 &mdash; 掌握最新市場資訊及未來投資方向<br></span></h4>
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<div class="MuiBox-root mui-sg70wg">
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">立即下載完整報告，為你嘅 MPF 作好部署！</h2>
<h6><span class="NormalTextRun  BCX0 SCXP168630068">註：</span><br>基金回報數據截至2026年6月30日，部分未公佈6月所有數據的基金會以其最新之單位計價<br>強積金淨轉換額為估算金額，數據截至2026年5月31日</h6>
<p class="MsoNormal"><span style="font-family: 'Heiti TC'; mso-bidi-font-family: 'Heiti TC';">&nbsp;</span></p>
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MPF Market Analysis Report – Q2 2026

MPF市場分析報告 – Q2 2026

<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">Report Highlights</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">Smarter Employee Benefits Through Data!</h2>
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<div class="MuiBox-root mui-ou114j">
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">Market Benchmark with Confidence</span></h3>
&bull; A long-standing market study (established since 2003)<br>&bull; Covers real data from 1,101 Hong Kong companies, with continuously expanding market representation</div>
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">Understand Cost Drivers</span></h3>
&bull; In-depth analysis of group medical trends, medical inflation, and premium movements<br>&bull; Clear insights into rising outpatient utilization and increasing cost pressures</div>
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">Plan Smarter</span></h3>
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<div class="MuiBox-root mui-sg70wg">
<div>&bull; How to respond to rising costs and evolving employee needs?<br>&bull; Develop more sustainable benefit strategies amid shifting claim patterns and ongoing premium adjustments</div>
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<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">報告重點</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">從數據出發，推動更精明的僱員福利策略！</h2>
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<div class="MuiBox-root mui-ou114j">
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn">市場標準</h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 市場上長青研究（自2003年起推出） </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 涵蓋1,101間香港企業的真實數據，持續擴展市場代表性</span></div>
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn">掌握成本關鍵</h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 深入剖析團體醫療趨勢、醫療通脹與保費變化 </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 精準洞察最新門診使用頻率上升及成本壓力加劇的情況</span></div>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn">精明規劃</h3>
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<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 如何應對成本上升與員工需求變化？ </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 在醫療索償模式轉變與保費持續調整下，制定更可持續的福利策略</span></div>
</div>

Employee Insurance Benefits Research 2026

僱員保險福利研究2026

<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">Report Highlights</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">Sick Leave &ne; Short-Term Issue! How workplace health continues to impact productivity and business costs?</h2>
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<div class="MuiBox-root mui-ou114j">
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">Hong Kong Workplace Health, Wellness and Productivity Survey Results</span></h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Covers nearly 30,000 employees across more than 10 industries </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Analysis of the most common inpatient and outpatient diagnoses among employees </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; How different health and benefits policies impact sick leave days</span></div>
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">Market Comparison</span></h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Average number of sick leave days across different industries </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Sick leave certification requirements </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Common benefits policies and wellness initiatives offered in the market</span></div>
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<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">GUM - Helping You Build Sustainable Benefit Solutions</span></h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Employee benefits designed to meet actual employee needs </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Regular reviews and recommendations to establish controllable and sustainable benefits plan </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; Data-driven research and insights to support informed decision-making</span></div>
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<div class="MuiBox-root mui-8fkoyy"><span class="MuiTypography-root MuiTypography-p3 mui-bhsqf">報告重點</span>
<h2 class="MuiTypography-root MuiTypography-h2 mui-6rrk8b">病假 &ne; 短期問題！職場健康如何持續影響生產力與企業成本？</h2>
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<div class="MuiBox-root mui-ou114j">
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">香港職場健康、福利及生產力報告結果</span></h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 涵蓋來自超過10個行業，近三萬名員工 </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 分析員工最常見的住院及門診診斷類別 </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 不同健康福利政策如何影響病假日數</span></div>
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">與市場作比較</span></h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 不同行業的平均病假日數 </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 病假證明要求 </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 普遍市場提供的健康福利政策及活動安排</span></div>
<div class="MuiBox-root mui-sg70wg">
<h3 class="MuiTypography-root MuiTypography-h3 mui-15qp8jn"><span style="color: #f1c40f;">GUM &ndash; 助您建立可持續的僱員福利方案</span></h3>
<span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 切合僱員實際需要的福利保障 <br>&bull; 定期檢視及提供建議，建立可控及可持續的福利政策 </span></div>
<div class="MuiBox-root mui-sg70wg"><span class="MuiTypography-root MuiTypography-p3 mui-1kn4pqa">&bull; 以清晰數據為基礎的研究助您作最好的決策</span></div>
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GUM Hong Kong Workplace Health, Wellness and Productivity Report 2026

GUM香港職場健康、福利及生產力報告2026

MPF Scheme Performance Report 2025

GUM 2025 MPF 計劃表現報告

ORSO Survey Report 2025

職業退休計劃 (ORSO) 市場調查2025

MPF Employer Practice Survey Report 2025

MPF 全港僱主問卷調查報告 2025

MPF Scheme Performance Report 2024

2024 MPF 計劃表現報告

GUM Workplace Health and Productivity Report 2024

GUM職場健康及生產力報告2024

eMPF Employer Preparation Timeline

eMPF僱主準備時間表

Employee Insurance Benefits Research 2025

僱員保險福利研究2025

ORSO Survey Report 2024

職業退休計劃 (ORSO) 市場調查2024

Post-eMPF Era: What Employers Need To Know?

後積金易時代的僱主需知

Preparation Guide on Abolition of MPF Offsetting SP/LSP Arrangement 2024

取消強積金對沖安排準備指南2024

GUM Corporate Wellness Survey 2024

GUM 員工健康計劃調查 2024

Abolishment of MPF Offsetting Arrangement Seminar Recap

取消強積金對沖講座重溫

LSP/SP Offsetting Market Practice Survey Report

取消強積金對沖安排 - HR問卷調查研究

MPF Employer Practice Survey Report 2024

2024 MPF僱主問卷報告

MPF Scheme Performance Report 2023

2023 MPF 計劃表現報告

Engaging your people with Total Wellbeing

員工全面健康福利

Top 10 things about MPF you have to know in 2023

MPF 2023十件大事回顧

Flexible Benefits 2023 - Trendy or the New Necessity​

彈性福利 – 是熱潮還是勢在必行？

MPF Investment Thematic Research 2023 - Higher-for-Longer Impact on MPF Investment?

強積金專題研究2023 - 長期高企利率對積金投資的影響

PowerUP Program

PowerUP 僱員支援計劃

研究和見解

由GUM的精算和投資分析師團隊提供的最新強積金和員工福利市場分析。

我們著重每個細節

研究

與專家聯絡

研究和見解

由GUM的精算和投資分析師團隊提供的 最新強積金和員工福利市場分析。

我們著重每個細節

研究

與專家聯絡

由GUM的精算和投資分析師團隊提供的最新強積金和員工福利市場分析。